Exchange Terms Service

Digital Media Solutions, LLC DBA ZIPQUOTE LEAD SERVICES AGREEMENT

 

THIS Digital Media Solutions DBA ZIPQUOTE LEAD SERVICES AGREEMENT

(this “Agreement”) is entered into between the undersigned (the “Agent”) and Digital Media Solutions. (“DMS”) DBA ZipQuote with its corporate office at 4800 140th Avenue North (Suite 101), Clearwater, FL 33762 (“ZipQuote”, DMS and Agent, each a “Party”, and together, the “Parties”) once the Agent submits the ZipQuote Account Registration form.

WHEREAS ZipQuote and Agent have entered into this Agreement for the purpose of implementing a ZipQuote lead generation service for Agent. ZipQuote will generate information about individuals that have an interest in Agent’s product(s) or service(s) (a “Consumer”). ZipQuote will generate Consumer information using its proprietary technologies and practices including search engine marketing, display and social media advertising programs and other lead generation strategies involving content placed on ZipQuote themed destination sites and other online assets. In consideration of the mutual promises and conditions set forth in this Agreement, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree to the following:

  1. ZipQuote Responsibilities and Obligations.
    (a) Pursuant to the terms of this Agreement, ZipQuote agrees to supply to Agent, through placement in Agent’s online account (the “Account”), certain information (“Leads”) submitted to the websites (the “Sites” as defined below) by consumers who have requested an insurance and/or other product quote in geographic areas specified in Agent’s Account profile (“Consumer”). For purposes of this Agreement, the term “Sites” means the website(s) sponsored by ZipQuote (including but not limited to http://www.zipquote.com and https://agent.zipquote.com). ZipQuote reserves the right to update and/or change its strategy used to generate Consumer information at any time during the Term of the Agreement. The Consumer information to be provided by ZipQuote to Agent such as name, address, email address, etc. (“Required Fields”) shall be mutually agreed upon by Agent and ZipQuote in writing at the beginning of the Term of this Agreement and may be changed from time to time in writing as provided for in the Agreement. A “Lead” is defined as an electronic ZipQuote created form containing required fields (“Required Fields”) completed by an individual (a “Customer”) that is requesting information about Agent’s product(s) or service(s). ZipQuote may, in addition to the delivery of Leads to Agent’s Account, deliver Leads to Agent via email or by transmission into Agent’s customer relations management platform (“CRM”) or similar system if the parties mutually agree. Although ZipQuote will use commercially reasonable efforts to supply Leads to Agent via such alternate delivery method, for the avoidance of doubt ZipQuote is not responsible for Leads not delivered to Agent’s e-mail account or other alternate system for any reason (including, without limitation, due to downtime of any such alternate system), and no credits or refunds will be issued for any such Leads that are placed in Agent’s Account but not received by Agent for whatever reason via any requested alternate delivery method. (b) ZipQuote will retain ownership of all Leads. Agent acknowledges and agrees that (i) Agent is being granted a limited, non-exclusive right hereunder to use the Leads provided for the sole purpose of promptly contacting the Consumer and providing the Consumer with the requested insurance quote and/or other requested product information; (ii) ZipQuote does not guarantee that any minimum quantity of Leads will be provided to Agent, and the number of Leads provided hereunder will vary depending on numerous factors; and (iii) ZipQuote has no obligation to provide any Leads to Agent, including Leads that may satisfy all of Agent’s specifications regarding acceptable Leads. For the avoidance of doubt, (x) except as expressly contemplated in this Agreement, Agent will not use any Lead to quote, market or sell any non-insurance products or services and will not disclose, sell, transfer, assign or furnish any Lead acquired hereunder to any third party; and (y) all Leads provided hereunder are provided on a non-exclusive basis, and Agent acknowledges and agrees that Leads and other data provided by ZipQuote hereunder may be provided by ZipQuote to other third parties that compete with Agent.
  2. Agent’s Responsibilities and Obligations.
    (a) Agent shall be responsible for initiating contact with and paying for all Leads supplied to Agent’s Account. Agent agrees to initiate contact with each Lead within five (5) business days of the Lead’s placement in Agent’s Account to (i) verify the accuracy of the information provided by such Consumer to ZipQuote, and (ii) provide the Consumer with the requested insurance quotation and/or other product information. Agent is solely responsible for independently verifying all Leads and Consumer information for accuracy and for exercising due and reasonable care in dealing with and contacting Consumers and prior to issuing quotations or any other information or writing any insurance policy. Agent further agrees to provide quotes only from those insurance underwriters or carriers for which Agent is authorized and/or licensed to sell insurance. (b) Agent acknowledges that it has read ZIPQUOTE’S privacy policy located at http:// www.zipquote.com/privacy-policy (the “Privacy Policy”) and this Agreement, ZIPQUOTE’S Terms of Service located at http://www.zipquote.com/terms-of-service/ (the “Terms of Service”). Agent agrees to comply with the Privacy Policy and the Terms of Service, each as may be amended from time to time. In the event of any conflict between this Agreement, the Privacy Policy and the Terms of Service, the terms and provisions of this Agreement shall govern. ZipQuote will use reasonable efforts to notify Agent by e-mail of any amendment to the Privacy Policy or Terms of Service and Agent will thereafter be bound by any such amendment, regardless of Agent’s failure to read or receive any such e-mail for any reason, subject to Agent’s right to terminate this Agreement in accordance with this Agreement. Agent agrees that it will use its best efforts to maintain the privacy of and protect the personal and confidential information of each Consumer. Agent further agrees to permanently delete or remove from its records or database all personal identifiable information regarding any Consumer within 180 days of the delivery of the associated Lead to Agent’s Account, unless Agent establishes a contractual relationship with any such Consumer. (c) Agent agrees to comply with all federal, state, local and industry laws, rules, regulations and requirements applicable to Agent or Agent’s business, including, without limitation, (i) as may be applicable to the use, unauthorized access, confidentiality and security of Leads, and procedures relating to the foregoing, (ii) all laws concerning the international transfer of Leads, (iii) all applicable laws concerning e-mail marketing and telemarketing activities, (iv) all applicable consumer information laws and truthful and fair business practices, and (v) all laws regarding the offer and sale of insurance products, including obtaining and maintaining any and all licenses required to offer and sell the insurance products quoted by Agent. (d) Agent will not represent to any Consumer that such Agent is an employee of or otherwise represents ZipQuote. Agent further agrees that it will not use any proprietary or intellectual property of ZipQuote (including without limitation, ZipQuote’s trademarks, service marks, trade names, domain names (including without limitation www.zipquote.com) and copyright-protected materials without the prior written consent of ZipQuote, which ZipQuote may grant or withhold in its sole discretion. For the avoidance of doubt, the foregoing covenant restricts Agent from bidding on or otherwise using in commerce any internet search keywords or metatags that contain any of ZipQuote’s intellectual property, or otherwise attempting to divert internet traffic from ZipQuote’s site to any of Agent’s sites through impersonation, deception or other similar tactics.
  3. Pricing.
    Agent agrees to purchase Leads placed in Agent’s Account at the prices set forth in ZipQuote’s then-current price list which are subject to change at any time at ZipQuote’s sole discretion. ZipQuote will notify Agent by e-mail of any pricing changes and Agent shall be bound by the change regardless of Agent’s failure to receive any such e-mail for any reason, subject to Agent’s right to terminate this Agreement.
  4. Billing and Payment Terms.
    (a) Agent shall provide to ZipQuote an authorized credit card to set up Agent’s ZipQuote account (the “Account” ). Agent will provide to ZipQuote a nonrefundable deposit as mutually agreed. Upon depletion of the deposit, ZipQuote shall auto-bill Agent’s credit card of record in increments of $100.00 or more. Auto-bill will occur when the Agent’s Cash Balance dips to $50 or below. All transactions shall be listed in Agent’s online Account. Available non-cash credits in an account will be applied on a lead by lead basis. The amount of non-cash credit used on each lead depends on the initial pre-determined rate. Agents will not receive a lead if they do not have any of their own funding (cash balance) once initial deposit is exhausted. (b) Agent agrees that, by Agent’s acceptance of this Agreement, Agent authorizes ZipQuote to charge the credit card marked as “Active” within Agent’s Account at the time of billing for all fees and charges incurred hereunder, and Agent further represents and warrants to ZipQuote that, if Agent is not the account holder of such card, Agent has all requisite power and authority to use and incur charges on such credit card on behalf of the account holder. (c) If Agent’s “Active” credit card is declined for any reason at the time of billing, Agent authorizes ZipQuote to process payment on any other credit card stored in Agent’s Account. (d) Agent authorizes ZipQuote to update card information as may be received from the financial institution issuing the card. Agent further represents and warrants to ZipQuote that, if Agent is not the account holder of the credit card(s) stored in the Agent’s Account, Agent has all requisite power and authority to use and incur charges on such credit card(s) on behalf of the account holder. No Leads will be delivered to Agent when any payment by Agent is in default or if an Account does not have sufficient funds to cover the purchase of a Lead. Agent will be responsible for all taxes, fees and other charges that may be assessed against Agent in connection with payment of fees to ZipQuote for Leads provided to Agent hereunder. In case of errors or questions about billing or payments, Agent must contact ZipQuote within thirty (30) days of the first transaction date.
  5. Return Credit Policy.
    (a) ZipQuote will filter all Leads before sending Leads to Agent. The ZipQuote systems are not infallible, so Agent may receive Leads that are considered invalid. Invalid Leads may be returned by Agent to ZipQuote for a period up to 7 days from the date ZipQuote delivers the Lead to Agent. Any suspected invalid Leads returned to ZipQuote after 7 days from the date ZipQuote delivered the Lead to Agent will not be eligible for credit. Invalid Live Call Transfers must be returned within 24 hours. Any suspected invalid Live Call Transfers returned to ZipQuote after 24 hours will not be eligible for credit. ZipQuote reserves the right to cap returns based on Agent’s total monthly lead sales. (b) The assessment of Lead validity is at ZipQuote’s sole discretion based on the following lead criteria (collectively defined as “Invalid Leads”): (i) Duplicate Lead. A duplicate lead is defined as a lead for the same Prospect with the same email address or phone number delivered to Agent within 30 days of the first such lead; (ii) Bogus Lead. A bogus lead is defined as a lead with information that is considered not legitimate as follows: Bogus name: Name of person specified is nonsensical or is not intelligible. For example, Mickey Mouse; (iii) Wrong Phone number; (iv) Phone number is a disconnected phone number; (v) Phone number is a fax machine; (vi) Test leads: Any lead formatted as a test lead. For example, leads sent from an email address with “@dmsgroup.com”; (vii) Incomplete Lead. An incomplete Lead is defined as a Lead that is missing the name, or phone number; (viii) Underage. Prospect is less than 18 years old; (ix) Citizenship. Prospect is not a US Citizen or permanent resident; (x) Consumer is currently insured with Agent’s company; (xi) There is a language barrier and Agent cannot communicate with the consumer in English; (xii) Consumer claims they did not request information online for insurance quotes; (xiii) Lead does not meet the filters specified in Agent’s account; ZipQuote does not issue credits for Leads where a prospective customer is difficult to reach. (b) If any Lead provided to Agent by ZipQuote is an Invalid Lead (as defined above), Agent’s exclusive remedy is to request return credit from ZipQuote by giving notice to ZipQuote within seven (7) days from the date the Lead was delivered to Agent’s account. The assessment of Live Call Transfer validity is at ZipQuote’s sole discretion based on the following criteria (collectively defined as “Invalid Live Call Transfers”): (i) Lead delivered outside specified deliver time – A lead was delivered at a time the agent was not scheduled to as available to receive Live Call Transfers, (ii) Lead not successfully transferred – The consumer ended the call before being successfully transferred to the agent. (b) If any Live Call Transfer provided to Agent by ZipQuote is an Invalid Lead (as defined above), Agent’s exclusive remedy is to request return credit from ZipQuote by giving notice to ZipQuote within 24 hours from the date and time the Lead was delivered to Agent’s account. All requests for return credit due to any Invalid Lead are subject to verification and approval by ZipQuote in ZipQuote’s sole discretion. For the avoidance of doubt, if ZipQuote determines in its sole discretion that a Lead is not eligible for return credit, then Agent will be responsible for payment in full to ZipQuote for such lead. (c) If ZipQuote determines, in its sole discretion, that ZipQuote owes a return credit to Agent, then ZipQuote will credit Agent’s Account for the amount of such adjustment. Any determination by ZipQuote in this regard shall be made by ZipQuote within 10 days of ZipQuote’s receipt of Agent’s written return credit request. Any credit issued from a returned lead is good towards future Leads purchased from ZipQuote only, and may not be applied and/or refunded against the original method of payment or otherwise. Under no circumstances will any return credit be refunded to Agent’s credit card. Further, if ZipQuote determines that Agent has returned a Lead under false pretenses, ZipQuote shall charge the Agent’s account for the Lead. (d) FOR THE AVOIDANCE OF DOUBT, AGENT’S FAILURE TO RECEIVE A NOTIFICATION EMAIL FROM ZIPQUOTE REGARDING THE PLACEMENT OF LEADS BY ZIPQUOTE INTO AGENT’S ACCOUNT SHALL NOT PROVIDE AGENT WITH ANY RIGHT TO A REFUND OR RETURN CREDIT WITH RESPECT TO SUCH LEADS. (e) Promotional credit awarded to Agent’s ZipQuote account at any time may not be applied and/or refunded to the Agent’s original method of payment.
  6. Termination.
    ZipQuote may terminate this Agreement and Agent’s Account for any reason or no reason at any time with or without prior notification to Agent. Agent may terminate this Agreement for any reason or no reason upon at least two (2) business days prior notice (via our ZipQuote support line 1-877-264-4218) to ZipQuote. At the time of any such termination, regardless of the reason therefore, Agent agrees to pay any Account (including fees for Leads received during the termination notice period) within five (5) business days from the date of such termination. All funds remaining in the account are non-refundable, and all funds must be exhausted in order to close out the account. The provisions of Paragraphs 2 through 5 and 7 through 21 shall survive any termination of this Agreement.
  7. Temporary Pausing of Lead Delivery.
    Agent may request that ZipQuote temporarily pause delivery of Leads to Agent’s Account for up to 24 hours through the ZipQuote agent online portal. Account will re-activate the following day at its schedule time to start receiving leads. Agent is responsible for payment for and solicitation of any Leads sent to Agent’s Account during the period before confirmation by ZipQuote to Agent that Leads have been paused. Agent must give ZipQuote at least 1 business day prior written or electronic notice when requesting a temporary pause of Lead transmittal for more than 24 hours and Agent is responsible for payment for and solicitation of any Leads sent to Agent’s Account during such 24-hour period. ZipQuote may grant or deny Agent’s request to temporarily pause Leads in its sole discretion. In the event ZipQuote elects not to grant a request for temporary pausing of Lead delivery, Agent’s sole remedy is to terminate this Agreement.
  8. Additional Representations, Warranties and Covenants of Agent.
    Agent further represents, warrants and covenants to ZipQuote as follows:
    (a) Agent has and will have all licenses, certifications and other governmental and non- governmental authorizations (collectively, the “Licenses”) required for the conduct of Agent’s business as an insurance agent who offers and sells insurance products to consumers, and all such Licenses are and will remain valid and in good standing.
    (b) Agent has not been disciplined or threatened with discipline by any governmental authority or professional association for any violation or alleged violation of any law, regulation, rule or ethical standard applicable to Agent, any License held by Agent or Agent’s business, and no disciplinary proceeding involving Agent is pending or threatened.
    (c) Agent has not, in the past ten (10) years, been convicted of any felony or misdemeanor (or comparable violation of law) involving a crime of moral turpitude anywhere in the world, and no such criminal or comparable proceeding is now pending against Agent anywhere in the world.
    (d) Agent has never been disciplined or terminated for cause by any insurance brokerage or underwriter/carrier.
    (e) All information provided by Agent to ZipQuote relating to this Agreement or Agent’s Account is true, accurate and complete in all respects.
  9. Notification of Certain Matters.
    Agent agrees to notify ZipQuote promptly in writing or by electronic means and no later than forty-eight (48) hours following: (i) any change in the expiration date or status of any of Agent’s credit cards on file with ZipQuote; (ii) any change in Agent’s contact information, including address, telephone number and email address; (iii) any breach of any of Agent’s representations, warranties and covenants contained herein; and/or (iv) any apparent breach of security, such as loss, theft or unauthorized disclosure or use of Agent’s username, password or other Account information. Agent understands and agrees ZipQuote may receive updated card information from the financial institution issuing the card.
  10. Security.
    ZipQuote will make reasonable attempts to secure all data on the ZipQuote Site, however ZipQuote is not responsible for lack of care by Agent to secure its own data (for example, sharing of Agent’s user name, password or other Account information, not logging out of Agent’s Account, etc.) or for any breach of security on the Site. For the avoidance of doubt, Agent is responsible for any access to or use of Agent’s Account or the ZipQuote Site by Agent or any person or entity using Agent’s user name, password or other Account information provided by ZipQuote to Agent, whether or not such access or use has been authorized by or on behalf of Agent, and whether or not such person or entity is an employee, agent or representative of Agent. Agent acknowledges and agrees that ZipQuote has the right to deactivate, change and/ or delete Agent’s user name and/or password in ZipQuote’s sole discretion for any reason or no reason. Agent will maintain appropriate physical, technical and organizational measures to protect each Lead provided to Agent against accidental loss or unauthorized access, use, disclosure, alteration or destruction.
    All live transfer calls are recorded from call inception to call termination. The consumer will be informed that the call is being recorded before being transferred to an agency. Recordings will be securely stored.
  11. Proprietary Rights; Scope of Use.
    As between ZipQuote and Agent, Agent acknowledges and agrees that ZipQuote owns, solely and exclusively, all right, title and interest in and to the Sites, including without limitation all content, code, data, information, graphics, and other intellectual property used in or on the Sites, the look and feel, design and organization of the Sites, and all copyright, trademark, trade name, service mark, patent, trade secret, moral, database and other intellectual property and proprietary rights inherent therein or appurtenant thereto. Subject to the provisions of this Agreement, including, without limitation, Agent’s payments of all applicable fees, ZipQuote hereby grants to Agent a limited, non-exclusive, non-assignable, non-transferable license during the term of this Agreement to access, view and print approved materials and information from the ZipQuote Site remotely over the Internet, solely for Agent’s internal business purposes in connection with its use of the services provided under this Agreement and solely using the Account username and password provided to Agent by ZipQuote. Any other use of the ZipQuote Site, Agent’s Account or any content, code, information, data or other materials contained therein or available through the ZipQuote Site is strictly prohibited. Any third party’s trademarks, logos or other intellectual property that may appear on any Site are the property of their respective owners and may not be used without such third party’s written consent. All rights not expressly granted to Agent hereunder are reserved exclusively to ZipQuote.
  12. Disclaimer.
    AGENT ACKNOWLEDGES THAT ALL SERVICES PROVIDED BY ZIPQUOTE HEREUNDER ARE PROVIDED “AS IS” AND “WHERE IS” WITHOUT ANY WARRANTY WHATSOEVER AND THAT AGENT’S USE OF SUCH SERVICES IS AT AGENT’S OWN RISK. NEITHER ZIPQUOTE NOR ANY OF ZIPQUOTE’S AFFILIATES, LICENSORS OR SUPPLIERS MAKES, AND AGENT IS NOT RECEIVING, ANY WARRANTIES, EXPRESS, IMPLIED OR OTHERWISE WITH RESPECT TO THE SERVICES PROVIDED HEREUNDER. ZIPQUOTE AND ITS AFFILIATES, LICENSORS AND SUPPLIERS EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSES, TITLE AND/OR NON- INFRINGEMENT. ZIPQUOTE IS NOT INVOLVED IN ANY TRANSACTION BETWEEN AGENT AND ANY PROSPECT. AS A RESULT, ZIPQUOTE HAS NO CONTROL OVER THE INTEGRITY, QUALITY, SAFETY OR LEGALITY OF ANY LEAD OR THE TRUTH OR ACCURACY THEREOF. BECAUSE USER AUTHENTICATION ON THE INTERNET IS DIFFICULT, ZIPQUOTE CANNOT AND DOES NOT CONFIRM THAT ANY PROSPECT IS WHO SUCH PROSPECT CLAIMS TO BE. IN THE EVENT AGENT HAS A DISPUTE WITH ANY PROSPECT, AGENT RELEASES ZIPQUOTE AND ITS SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND AFFILIATES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL, DIRECT AND INDIRECT OR OTHERWISE) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY SUCH DISPUTE. AGENT IS SOLELY RESPONSIBLE FOR ITS RELATIONSHIPS WITH ANY PROSPECT AND FOR SEEKING ANY REMEDIES AND REDRESS DIRECTLY FROM ANY PROSPECT IN THE EVENT OF ANY SUCH DISPUTE.
  13. Limitation of Liability.
    IN NO EVENT SHALL ZIPQUOTE, ITS SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS OR SUPPLIERS BE LIABLE HEREUNDER FOR ANY CONSEQUENTIAL, EXEMPLARY, SPECIAL, INDIRECT, INCIDENTAL OR PUNITIVE DAMAGES OR LOST REVENUE, LOST PROFITS OR ANTICIPATED BUSINESS (EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) ARISING FROM OR RELATING TO THIS AGREEMENT, THE SUBJECT MATTER HEREOF, THE SITES OR THE SERVICES PROVIDED HEREUNDER, INCLUDING BUT NOT LIMITED TO DAMAGES ARISING FROM INFORMATION PROVIDED BY, TO OR THROUGH ZIPQUOTE, OR ANY OTHER DAMAGES, HOWEVER CAUSED, UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION TORT (INCLUDING NEGLIGENCE), CONTRACT OR OTHERWISE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, ZIPQUOTE DOES NOT WARRANT THAT THE SITES WILL OPERATE ERROR-FREE OR WITHOUT INTERRUPTION. THE AGGREGATE LIABILITY OF ZIPQUOTE, ITS SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS AND SUPPLIERS TO AGENT FOR ANY DAMAGES ARISING FROM OR RELATING TO THIS AGREEMENT, THE SUBJECT MATTER HEREOF, THE SITES OR THE SERVICES PROVIDED HEREUNDER, HOWEVER CAUSED, UNDER ANY THEORY OF LIABILITY, SHALL NOT EXCEED THE GREATER OF (i) THE AMOUNT RECEIVED BY ZIPQUOTE DIRECTLY FROM AGENT PURSUANT TO THIS AGREEMENT DURING THE CALENDAR MONTH DURING WHICH SUCH CLAIM(S) ACCRUED, OR (ii) $100.00.
  14. Indemnification.
    AGENT AGREES TO DEFEND, INDEMNIFY AND HOLD ZIPQUOTE AND ITS SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS AND SUPPLIERS HARMLESS FROM ANY AND ALL CLAIMS, DEMANDS, CAUSES OF ACTION, DEBTS, LIABILITIES, COSTS AND EXPENSES, INCLUDING REASONABLE ATTORNEYS’ FEES, COSTS AND EXPENSES, ARISING IN ANY WAY FROM (A) AGENT’S MISUSE OF ANY OF THE SITES OR THE SERVICES PROVIDED HEREUNDER, (B) AGENT’S PLACEMENT OR TRANSMISSION OF ANY MESSAGE, CONTENT, INFORMATION, SOFTWARE OR OTHER MATERIALS THROUGH ONE OR MORE OF THE SITES, (C) Agent’s BREACH OR VIOLATION OF THE LAW, THIS AGREEMENT, THE TERMS AND CONDITIONS OR THE PRIVACY POLICY, OR (D) AGENT’S DISPUTE WITH A PROSPECT OR OTHER THIRD PARTY.
  15. Notice.
    All notices and other communications required or permitted by this Agreement shall be in writing and shall be deemed given to a party when (a) delivered to the appropriate address by hand or by nationally recognized overnight courier service (costs prepaid); (b) sent by e-mail, with confirmation of transmission; or (c) received or rejected by the addressee, if sent by certified mail, return receipt requested. ZipQuote is authorized to send any notices to Agent hereunder to the mailing address, and/or e-mail address associated with Agent’s Account, as such information may be updated by Agent from time to time. Agent is authorized to send any notices to ZipQuote hereunder to the following mailing address and e- mail address: 

Mailing Address:
Digital Media Solutions
4800 140th Avenue North, Suite 101
Clearwater, FL 33762
E-mail Address:
zipsupport@zipquote.com

  1. No Assignment.
    Agent may not assign, sublicense or transfer this Agreement or any of Agent’s rights or obligations hereunder to any third party, and any attempted assignment, sublicense or transfer is hereby null and void.
  2. Amendment.
    ZipQuote may amend this Agreement from time to time by providing Agent with ten (10) days’ prior written notice of such amendment. Any use by Agent of the ZipQuote Site or acceptance of Leads under this Agreement as so amended after the expiration of such notice period shall be deemed to constitute agreement by Agent to the amended Agreement. The then-current version of this Agreement is always available for Agent’s review via Agent’s Account.
  3. Entire Agreement.
    This Agreement, including the Terms and Conditions and the Privacy Policy, and excluding any materials located on the Sites or in any other medium, represents the entire understanding and agreement of Agent and ZipQuote with respect to the subject matter hereof and thereof. By signing and/or making an electronic affirmation of this Agreement, or proceeding with use of the Services, Agent represents and warrants that any individual accepting this Agreement on Agent’s behalf is duly authorized to bind Agent to this Agreement and acknowledges its acceptance of the terms of this Agreement. By providing Leads to Agent’s Account, ZipQuote indicates its acceptance of the terms of this Agreement.
  4. No Joint Venture.
    This Agreement creates no partnership, joint venture, association, agency, franchise, contract of employment or comparable relationship between the parties, and neither party shall have the authority to bind the other party for any purpose not expressly set forth herein.
  5. Governing Law and Venue.
    This Agreement will be governed by, construed under and enforced in accordance with the laws of the State of California without regard to its conflict of laws rules, and the prevailing party will be entitled to reasonable attorneys’ fees and costs of suit, as well as all such fees associated with enforcing any judgment pursuant hereto. Any lawsuit or action brought by the parties hereto shall be filed and adjudicated in the state and federal courts located in San Diego County, which shall be the exclusive forum for any such dispute. Nothing herein shall prohibit a party from seeking a temporary restraining order, preliminary injunction or other provisional relief if, in its judgment, such action is necessary to avoid irreparable damage or to preserve the status quo.
  6. No Waiver; Severability; Limitations Period.
    ZipQuote’s failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to consider the parties’ intentions as hereby reflected in the remaining provisions of this Agreement, and such other unaffected provisions shall remain in full force and effect. Agent agrees that any claim or cause of action by Agent against ZipQuote arising out of or related to the Sites, Agent’s Account or the Agreement must be filed by Agent within one (1) year after such claim or cause of action first arose or such claim and/or cause of action shall be barred forever; provided, however, that in the event any statute or law prohibits the revision of the limitations period applicable to such claim or cause of action to such one (1) year, such period shall be revised to the shortest period of time allowable by such statute or law.